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Writer's pictureWilliam Gadgi

How Much Money Do You Need to Move to the Philippines?

Updated: 3 days ago

Thinking about making the sunny Philippines your new home? 🌴✨ It's an exciting adventure, but it's essential to plan your finances carefully. Let’s see how much money you might need to start your new beginning!


Cost of Living in the Philippines

The Philippines is one of those countries where you can live as economically or as luxuriously as you want. Here's a breakdown of typical expenses:


Budget-Friendly Living 🏠💰

  • Rent: $250 for a 2-bedroom house by the beach 🌊

  • Bills: $100 for utilities 💡💧

  • Visa Extension: $40 every few months 🛂

  • Food/Groceries: $200 - $300 🥘🛒

  • Travel/Entertainment: $200 - $300 ✈️🎉

  • Total: Around $1000 per month for a comfortable lifestyle 😌

Mid-Range Living 🏢💵

  • Nicer Accommodation: $400 - $500 for a western-style house/apartment 🏡

  • Dining Out: More frequent dining out 🍽️🍹

  • Total: Around $1500 per month 💸

Cost Comparison with Other Countries 🌍💲

Country/City

1 Bedroom Flat (City Centre) 🏙️

Meal for 2 (Mid-Range Restaurant) 🍽️

Transportation (Monthly Pass) 🚌🚇

Manila, Philippines

₱25,000 / $450

₱1,000 / $18

₱1,530 / $28

Quezon City, Philippines

₱12,000 / $215

₱650 / $12

₱400 / $7

London, UK

₱112,000 / $2,000

₱4,000 / $70

₱8,700 / $155

New York City, USA

₱165,000 / $3,000

₱4,000 / $70

₱6,100 / $110

Berlin, Germany

₱45,000 / $800

₱2,400 / $42

₱4,800 / $85

Sydney, Australia

₱110,000 / $1,960

₱3,500 / $62

₱6,500 / $115

Housing and Accommodation 🏡🏝️


Rent in the Philippines ranges from very cheap to moderate, depending on whether you choose to live with flatmates and how close you are to the waterfront or the city center. Here’s an average monthly cost of rent in some of the Philippines’ most populated cities:

Renting in Boracay 🌊🏝️

  • Large Apartment: ₱60,000 / $1,000 🏢

  • Medium Apartment: ₱35,000 / $500 🏘️

  • Small Apartment: ₱23,000 / $400 🏠

  • Student Dorm Room: ₱10,000 / $170 🛏️

  • Internet: ₱1,900 / $32 🌐

  • Utilities: ₱3,000 - ₱8,000 / $50 - $130 ⚡💧

Visa Costs 🛂💳

For a long-term stay, expect to spend:

  • Initial Visa Application: Around $100 after 30 days of free stay

  • Annual Renewals: Around $350 per year

More details: eVisa

Monthly Living Expenses 💵📅

Living expenses in the Philippines can be quite affordable, but they depend on your lifestyle and location.

  • Accommodation: Rates vary; for example, Boracay offers monthly rates starting at $540. Boracay Rentals

  • Utilities: Around $50 to $150 per month depending on your usage

  • Food: Budget about $200 to $400 per month 🥗🍲

  • Transportation: Local transportation is quite affordable. Budget around $100 per month 🚗🚌


Healthcare 🏥🩺


There is a good healthcare system in the Philippines, but the best hospitals are located in the capital. Here are some prestigious hospitals located in Manila:

  • St Luke's Medical Center Quezon City: Website

  • Makati Medical Center: Website

  • Asian Hospital & Medical Centre: Website

Tip: Get health insurance before coming to cover emergencies and avoid high medical bills. Check brokers like Cigna, AXA, and NowCompare.

Note: Boracay Island doesn’t have hospitals but has some private clinics for minor issues. For major problems, patients will be directed to Kalibo.

Initial Setup Costs 💵🏠

When you first move, you’ll need some extra cash to cover initial setup costs like:

  • Deposit and First Month’s Rent

  • Kitchen Setup and Household Essentials 🍳🛋️

  • Unexpected Expenses

Tip: Set aside a cushion of $1,000 for unexpected expenses 💸.

Conclusion 📋✨

On average, plan for a monthly budget of about $800 to $1500, depending on your lifestyle and location. The Philippines offers a range of living standards to suit different budgets, making it an appealing destination for many expats. 🌏🌴

Ready to make the move? Pack your bags and start your adventure in the Philippines! ✈️🧳

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